Finance Law Author

Uma Desai

Uma Desai is a skilled international finance and trade lawyer with a strong background in international law. She has represented numerous clients in cross-border transactions and has a deep understanding of the complex legal and financial issues involved.

Credentials

J.D., University of Iowa, LL.M. in International Law

8+ yearsInternational FinanceTrade Law

Assigned posts

Articles by Uma Desai

Is It Hard to Get a Credit Card? What to KnowWhy Net 30 Is Bad: Cash Flow, Taxes, and Bad DebtHow to Calculate EPS: Basic and Diluted MethodsHow Much Can I Borrow With a Guarantor Mortgage?How to Make Money From Life Insurance PoliciesWhat Is the Rule of 55 and How Does It Work?Where Is Free Cash Flow on Financial Statements?Can You Pause Your 401k? How It Works and What It CostsHow to Get Bank Statements After Account ClosureDo Futures Have Time Decay? Theta and Contango ExplainedWhere Can I Get a Secured Loan: Banks and Online LendersHow to Track Your Credit Score Without Hurting ItWhy Credit Scores Matter: Loans, Rent, and JobsDo I Need to Keep Old Pay Stubs and for How Long?How Long Can You Finance a Home Equity Loan?Can One Person Have Multiple Life Insurance Policies?How to Calculate Home Loan Repayment: The FormulaHow Much of a HELOC Can I Get: Borrowing LimitsHow to Calculate Appreciation in Real Estate: 3 FormulasWhat Is AR Turnover? Formula, Ratio, and BenchmarksHow to Get Your 1099-INT From a Bank or the IRSHow Do Derivatives Work? Types, Markets, and TaxesCan You Get a Small Business Loan Without Collateral?What Is Unearned Interest? Definition and CalculationHow to Calculate Personal Income: Gross, Net, and AGIDo I Have to Claim All My W-2s? Penalties ExplainedDoes Your Credit Drop When You Buy a Car? Yes—Here's WhyWhy Your Credit Score Isn't Changing: 6 ReasonsWhat Is a State Tax Return and Who Must File?How to Manage Your Personal Finances Step by Step